Terms of Services

Using this site means these terms apply in full. If any part is not acceptable, the site and its services should not be used.

This site helps drivers compare auto insurance quotes and understand coverage. It supports the request and does not itself act as an insurance carrier or issue policies.

Services are intended for United States residents who are of legal age to hold an insurance policy. Submitting a request confirms that this requirement is met.

Accurate details help keep an account useful. Keeping login information private is the account holder's responsibility, and any activity under an account is treated as authorized.

Quotes and coverage notes are provided for comparison and may change based on carrier review, vehicle details, and eligibility. Final terms come from the chosen carrier.

Submitting a request allows contact by phone, email, or text about the inquiry. Consent choices made during sign up control which messages are sent, and a reply of STOP ends text messages at any time.

The site should be used only for lawful purposes. No false, misleading, or fraudulent information may be submitted, no attempt should be made to disrupt, damage, or gain unauthorized access to the site, and content on the site may not be copied or reused without permission.

The text, graphics, and layout on this site are protected and may not be reproduced or distributed without written permission.

Quotes rely on information from insurance carriers and other providers. Those parties operate under their own terms, which apply to any policy issued through them.

The site and its information are offered as they are, without guarantees of accuracy, availability, or fitness for a particular purpose. Coverage decisions should be confirmed directly with the carrier.

To the extent allowed by law, no liability is accepted for indirect or incidental losses arising from use of the site or reliance on the information it provides.

Any dispute relating to these terms or the services is resolved through binding individual arbitration rather than in court, and claims are brought on an individual basis rather than as part of a class action. Using the site reflects agreement to this arbitration provision.

These terms may be updated as the service or legal requirements change. The effective date above reflects the current version, and continued use means the latest terms apply.

Questions about these terms can be reached by phone at +1 (502) 658-5642, by email at ricks-bryer@ricksmotor.com, or by mail at 1500 Leestown Rd Lexington KY 40511.